Funding Traders vs. Mubite at a glance

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

Prague

Stan

Peter Andreas

United States

Czech Republic

2022

2024

ByBit

• 2-Step Pro: Refund bonus on first payout.
• 1-Step Pro: Refund bonus on second payout.
• Instant Funding: Not eligible for refund bonus.
• 150% Refund Add-On available: receive 150% of challenge fee back after first payout.

After first payout, only 2-Step

Pro accounts

• Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
• With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

• First payout 7 days after the first trade on the funded account; subsequent every 7 days.
• With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

One-Step and Two-Step: first payout on demand once eligible; subsequent payouts 14 days after the previous payout is completed. Instant Funding: first payout after 14 days from the first trade and reaching 5% profit; subsequent payouts every 14 days.
Nitro: first payout on demand once eligible, then every 14 days. Five qualifying profitable days are required each cycle.

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

$200 via Rise / $50 via Crypto

Instant Funding: USD 35. One-Step and Two-Step: USD 50.
Nitro: USD 50.

No payout fees.

Each request is capped at 5% of the account size. Remaining profit carries over to future requests.
Nitro exception: eligible profit capped at 2.5%, 3%, 3.5%, 4%, 4.5% and 5% for payouts 1 to 6 respectively, before the 80% reward share. No cap from payout 7; excess carries forward.

1:20

Oil: 1:10

• 1-Step Pro & Instant Funding: 1:20
• 2-Step Pro: 1:15

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

• Only available in Phase 1 (not Phase 2)
• Only one recovery action per account (Revive OR Reset, not both)
• If the account fails again after using Revive or Reset, the account is permanently failed
• Using Revive removes payout refund eligibility

A paid reset may be offered for failed evaluations, subject to the options available in the dashboard. It restarts the evaluation and all trading-day counters. A Two-Step reset from Phase 2 returns the trader to Phase 1. Reset fees are non-refundable.

• Swap-free, Zero Commissions (Pro accounts)
• 14-Day Payout (Pro accounts)
• 100% Profit Split
• 30% Consistency Score
• 30% News Trading (Pro accounts)
• Hold Through News, 15% (Instant Funded only)
• On-Demand Payout (Instant Funded only)
• Double-Up (free second challenge upon funding)
• 150% Refund
• Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
• No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro6/Pro10; removes the requirement at every stage)

• Instant Funding: increase the profit split from 70% to 80% (+20% fee).
• One-Step: increase the profit split from 80% to 90% (+20%) and add 2% maximum drawdown (+20%).
• Two-Step: increase the profit split from 80% to 90% (+20%), reduce the Phase 1 target from 10% to 8% (+20%), add 2% maximum drawdown (+20%), or remove minimum trading days (+10%).
• Nitro: reduce the target from 5% to 3% for an extra $10 at checkout; activation fee unchanged.

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

• Instant Funding: after achieving 10% profit within 120 days, 5% is paid to the trader and 5% is used to double the account. Scaling is requested on demand and can reach $1,000,000.
• One-Step and Two-Step: after achieving 10% cumulative profit within 90 days, the account grows by 25%, up to twice its starting size.

• 1-Step Pro: 10% trailing. Trails higher as account balance increases.
• 2-Step Pro PRO6: 6% static. Fixed, does not trail.
• 2-Step Pro PRO10: 10% static. Fixed, does not trail.
• Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Instant Flex: trailing max loss keeps trailing and does not lock at the initial balance.

• Instant Funding: 10% Smart Drawdown. After reaching 5% profit, the loss floor locks at 5% below the milestone balance.
• One-Step: 6% standard; 8% with the Extra 2% Drawdown Room add-on.
• Two-Step: 8% standard; 10% with the Extra 2% Drawdown Room add-on.
• Nitro: 5% fixed throughout evaluation.

80% default profit split (trader/firm 80/20) on the existing Pro and regular Instant Funded account types; excludes Instant Flex.

• 90% Profit Split available as a checkout add-on
• 100% Profit Split available as a checkout add-on

• Instant Funding: 70% standard; 80% with the profit-split add-on.
• One-Step: 80% standard; up to 90% through performance progression or the add-on.
• Two-Step: 80% standard; up to 90% through performance progression or the add-on.
• Nitro: 80%.

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

$100,000 free trial lasting 7 days. It has a 5% profit target, 5% daily drawdown, 10% maximum drawdown and 2 minimum trading days. Successful completion provides a 20% discount on a paid challenge.

• 1-Step Pro: 3%. Based on starting day's balance.
• 2-Step Pro PRO6: 3%. Based on starting day's balance.
• 2-Step Pro PRO10: 5%. Based on starting day's balance.
• Instant Funding: 3%. Based on higher of starting day's balance or equity.

Instant Flex: no daily loss limit.

• Instant Funding: Smart Drawdown applies instead of a separately published fixed daily percentage.
• One-Step: 4%.
• Two-Step: 5%.
  The daily limit is measured using equity and resets at midnight UTC.
• Nitro: 3%.

• Pro accounts: Maximum $300,000 in funded accounts.
• Instant Funded: Capped at $400,000 across all instant funded accounts.
• Unlimited evaluation accounts allowed.

• Only for funded accounts.
• Both accounts must have the same payout schedule and profit split.
• Accounts must not have been traded and must be at initial balance.

No limit

No maximum time limit to complete the evaluation.

• 1-Step Pro: 2 trading days (challenge and funded)
• 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
• Instant Funding: No minimum
• Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price

• Instant Funding: no minimum trading days.
• One-Step: 10 trading days.
• Two-Step: 10 trading days in Phase 1 and 3 trading days in Phase 2.
  A day counts when the absolute closed PnL movement exceeds 0.25% of the initial balance.
• Nitro: no minimum during evaluation; five profitable days of at least 0.5% of starting balance in each funded payout cycle, not necessarily consecutive.

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

Payouts can be converted into Mubite Points for use within the platform.

2-Step Pro (PRO6 and PRO10)

• Phase 1 (Challenge): minimum 4 trading days
• Phase 2 (Challenge): minimum 4 trading days
• Funded Phase: minimum 2 trading days

1-Step

• Phase 1 (Challenge): minimum 2 trading days
• Funded Phase: minimum 2 trading days

Instant Funded

• No minimum trading days requirement.

Optional add-on

• No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price.

Unlimited evaluation accounts may be purchased and operated simultaneously. Accounts that exceed the applicable total funded allocation are paused until allocation becomes available.

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

• Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
• EAs that automatically place trades (unless developed personally by the trader)
• Grid Trading EAs/Bots
• Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

Self-developed bots and EAs are allowed when the trader can prove ownership of the strategy. Public or third-party bots are prohibited. Cleo does not currently support external bots, although its built-in semi-assisted tools may be used.

Recommended. During the funded stage, consistently trading without stop losses may be considered poor risk management.

Tick scalping performed with manipulative intent or to exploit execution conditions is prohibited.

• Pro accounts: Maximum 2% risk per trade idea (of initial balance).
• Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
• Instant Funding lot size limit: 20 lots per trade maximum.

Instant Flex: maximum 1% risk per trade.

Each trade must keep its realized loss below 3% of account equity at the time it was opened, both per partial close and cumulatively. In the funded stage, individual positions are capped at 1x account balance on Instant Funding and 2x on One-Step/Two-Step; cumulative exposure is capped at 2x and 3x respectively. The first position-size or exposure violation receives one five-minute correction window.

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

Copying or mirroring trades from other accounts, platforms, signal services or third parties is prohibited during both evaluation and funded stages.

Challenge phase

• News trading fully permitted, no restrictions.

Funded phase — Pro accounts

• News trading allowed but max 30% of total profits can come from news-influenced trades.
• News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
• If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
• Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase — Instant Funded accounts

• News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
• Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
• Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.

News trading is allowed. Daily and maximum drawdown limits and all other risk rules remain active during volatile events.

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.

Deactivation after 30 days without trading. Email warning after 14 days of inactivity.

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Instant Flex: 15% consistency score.

Funded stage only. The best day must account for less than 25% of total profit on Instant Funding, 30% on One-Step and 40% on Two-Step. Exceeding the threshold delays payouts until compliance; it does not close the account.
Nitro uses a Funded Score below 20%: best day profit divided by total profit from profitable days in the payout cycle. This delays payout until compliant and never closes the account.

Weekend holding permitted on all account types (Pro and Instant Funded). Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

Positions may be held overnight, through weekends and for as long as the strategy requires.

• Grid trading (3+ positions same pair/direction)
• Hedge trading
• Arbitrage, latency trading
• High-frequency trading (trades ≤15 seconds)
• Reverse trading across accounts
• Account rolling/stacking (risking all on multiple accounts)
• Overleveraged trades (>30% margin on single trade)
• One-sided trading (stacking positions to hit targets)

Prohibited practices include latency or gap exploitation, external or delayed data feeds, arbitrage, manipulative HFT, group trading, account mirroring, cross-account hedging, account rolling, grid trading, manipulative tick scalping, disproportionate position sizing, unauthorized third-party account management and manipulation of Bybit API keys, balances or challenge parameters.